Chime says users of the card raise their credit score by an average of 30 points. There’s no credit check to apply for the card and no annual fee associated with it. While its additional services are limited, Chime does offer a secured Credit Builder Visa credit card designed for those just starting their journey building their credit. There are also 75,000 retail stores that will allow you to make a cash deposit to your Chime savings for a fee. Similar to the Chime checking account, you can also make fee-free cash deposits into your Chime savings at Walgreens. Mobile direct deposits are also allowed with this account. You can load your Chime card as various Chime Deposit Partners such as. Money can be deposited into this account in various ways including transfers directly from your Chime checking account or by routing 10% of every direct deposit of $500 or more directly into your savings account.
Out of network withdrawal fee: $2.50 per transactionĬustomers are required to open a Chime checking account before a Chime high-yield savings account can be established. In the Chime mobile app: Tap Move Money to see your Chime routing number and account number so that you can give this information to your payroll or benefits provider.
